The corporate card for your growing business
Unlimited Physical & Virtual Cards - A card for everyone, every team, & every purpose.

Manage Corporate Card Expenses Within Your Fingertips
Cards For All Employees
Issue unlimited physical and virtual cards to your employees.
More Savings
Get up to 1% uncapped cashback and only 1.5% fee on foreign currency transactions
Secure Payments
Utilize security features such as quick detection of fraudulent transactions and merchant lock feature.
Customizable Limits
Effortlessly freeze and unfreeze card accounts with just one click and assign pre-approved funds to avoid overspending.
HOW IT WORKS
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Overview
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Customize Limits
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Track Spending
SPENMO CORPORATE CARDS
The corporate card for your growing business. Spenmo Corporate Cards empower your business to grow with the best perks that include 2% uncapped cashback on ALL card purchases, mid-market transfer rates with 0% FX mark up, and access to a credit line starting from S$5,000.
CUSTOM VIRTUAL CARDS
Create custom virtual cards with pre-assigned budgets to track campaigns and subscriptions in one dashboard.
REAL-TIME PAYMENT UPDATES
Get access to a real-time analytics feature that can give you an overview of spending habits in your company and identify high expense areas to help you avoid overspending again.
Spenmo Corporate Cards
The corporate card for your growing business. Spenmo Corporate Cards empower your business to grow with the best perks that include mid-market transfer rates with 0% FX mark-up.
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Custom virtual cards
Create custom virtual cards with pre-assigned budgets to track campaigns and subscriptions in one dashboard.

Real-time payment updates
Get access to a real-time analytics feature that can give you an overview of spending habits in your company and identify high expense areas to help you avoid overspending again.

Learn more about Spenmo cards
Which countries can Spenmo cards be used in?
Spenmo cards can be used anywhere that accepts Mastercard. However, there are some countries where Spenmo cards are blocked due to restrictions imposed by our card issuing partner.
As such, Spenmo cards will not work at merchants in the countries stated below:
- Cambodia
Jamaica
Panama
Uganda
Nicaragua
Albania
Barbados
Botswana
Iran
Zimbabwe
North Korea
Senegal
Cayman Islands
Syrian Arab Republic
Yemen
Pakistan
Morocco
Myanmar
Mauritius
Burkina Faso
Haiti
Malta
South Sudan
Russia
Is this a credit card?
Your Spenmo cards will operate like a debit card - you transfer money that you plan to spend as a company and allocate it to your teams & employees.
How can Spenmo cards help manage business payments efficiently?
Business payments are made easy with Spenmo. Issue your employees unlimited physical and virtual credit cards for secure local and international payments. Using Spenmo cards for business expenses makes it easier to track purchases - reducing the need for lengthy reimbursements and manual reconciliation of payables and paper receipts from different spend categories. Its real-time analytics feature can give you an overview of spending habits in your company and identify high expense areas to help you avoid overspending again.