Your Credit Concierge

Easy loan matching for small businesses

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Nearly 73% of SMEs who apply for business loans are rejected because of poor credit records.

Business owners with no or low credit scores are denied financing

Getting your ideal loan can be a confusing mess

With over 100 licensed SME lenders, businesses are often unclear of loan options. Many send out too many applications to lenders that may not fit their financing needs best which affects their credit worthiness.


Build your credit portfolio and unlock better loans with us

Lenders track your spend in real time, so they have the confidence to provide you better terms with funding from small business loans to long-term working capital loans


Sign up for great loans with just one submission

Get connected to our large network of SME lenders and loan brokers at the best interest rates and terms, all with one digital application.

Manage your business payments better today

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Singapore 079912

This website is developed and operated by Digital Services SG Five Pte. Ltd. (“Digital Services SG”). SPENMO is an integrated spend management platform for business users owned by Digital Services SG. SPENMO partners with payment service providers licensed by the Monetary Authority of Singapore to provide its users with services that include but are not limited to card-based payment instruments, fund transfers, expense reimbursements, invoice payments, and other business activities. Use of this website is governed by the Terms and Conditions. The content contained on this site is provided to users on an “as is” basis without any express or implied warranty.