This website is developed and operated by Digital Services SG Five Pte. Ltd. (“Digital Services SG”). SPENMO is an integrated spend management platform for business users owned by Digital Services SG. SPENMO partners with payment service providers licensed by the Monetary Authority of Singapore to provide its users with services that include but are not limited to card-based payment instruments, fund transfers, expense reimbursements, invoice payments, and other business activities. Use of this website is governed by the Terms and Conditions. The content contained on this site is provided to users on an “as is” basis without any express or implied warranty.