Corporate and Virtual Cards

Instant & Unlimited Virtual Corporate Cards

With Spenmo's virtual cards, leave petty cash, reimbursements, and out-of-policy spending behind. Instantly issue cards to any teammate, on any team, for any purpose.

Corporate and Virtual Cards

Instant & Unlimited Virtual Corporate Cards

With Spenmo's virtual cards, leave petty cash, reimbursements, and out-of-policy spending behind. Instantly issue cards to any teammate, on any team, for any purpose.

 

KEY FEATURES

Customizable Corporate Cards for Every Business

No more wait times with instant unlimited cards

Issue unlimited virtual cards to your employees from day one, so they never have to worry about spending out of pocket.

Save while you spend

Get up to 0.7% cashback on all card spend. Take your Spenmo card on business trips with peace of mind, with a flat 1.5% fee on foreign currency transactions.

 

Complete visibility and control

Funds have to be pre-approved and assigned to cards in order to be spent, and our merchant lock feature ensures employees are only able to spend on pre-approved merchants. Change limits, freeze, and activate/deactivate cards instantly.

HOW IT WORKS

Spend Management, Simplified

Gone are the days of sharing one card for business expenses. Spenmo's physical and virtual corporate cards come with controls that empower each employee to spend the way you want them to.

01

Create budgets for different teams or projects, and allocate fixed amounts to each budget so that employees can only spend what you want them to.

 

02

Assigned budget owners and multi-level approval flows allow you to speed up the approval process, so that you can empower your team as it grows.

 

03

Our cards are issued from specific budgets, so you know exactly where money is being spent.

 

 

04

Unlimited custom virtual cards means creating a card for any and every use. Be it for recurring subscriptions, flexi-benefits, or just a burner, there's a Spenmo card for every use case.

05

Real-time visibility and tracking of all card expenditures. No more waiting for end-of-month statements to see if you've overspent - track transactions as they happen, on the app or on the dashboard.

 

FAQ

Learn More About Spenmo Cards

Which countries can Spenmo cards be used in?

Spenmo cards can be used anywhere that accepts Mastercard. However, there are some countries where Spenmo cards are blocked due to restrictions imposed by our card issuing partner. 

As such, Spenmo cards will not work at merchants in the countries stated below:

  • Cambodia
    Jamaica
    Panama
    Uganda
    Nicaragua
    Albania
    Barbados
    Botswana
    Iran
    Zimbabwe
    North Korea
    Senegal
    Cayman Islands
    Syrian Arab Republic
    Yemen
    Pakistan
    Morocco
    Myanmar
    Mauritius
    Burkina Faso
    Haiti
    Malta
    South Sudan
    Russia

Is this a credit card?

Your Spenmo cards will operate like a debit card - you transfer money that you plan to spend as a company and allocate it to your teams & employees.

How can Spenmo cards help manage business payments efficiently?

Business payments are made easy with Spenmo. Issue your employees unlimited physical and virtual credit cards for secure local and international payments. Using Spenmo cards for business expenses makes it easier to track purchases - reducing the need for lengthy reimbursements and manual reconciliation of payables and paper receipts from different spend categories. Its real-time analytics feature can give you an overview of spending habits in your company and identify high expense areas to help you avoid overspending again. 

Book a Demo With Us

Give your finance team complete control over company spend with Spenmo.

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